Payment and Services

Payment Systems Regulator: Call for views: The PSR’s research into cash access, use and acceptance

The PSR commissioned BritainThinks to ask consumers and small business from across the UK questions relating to their cash use and, for small business, acceptance. The PSR are calling for views on the paper, which focuses on users’ cash needs and seeks views on the cash needs and preferences of consumers and businesses in light of the research findings. Of particular interest to the PSR is how use of cash may evolve in future, and how best to ensure a network of cash outlets which meets people’s needs.

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Call for views: Review of the structure of LINK interchange fees

The Payment Systems Regulator has invited views on the issues raised in this paper from all interested parties, including relevant evidence. 

This paper is specifically focussed on the structure of interchange fees, rather than the level of those fees. We’re interested in hearing views and evidence on:

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National Assembly for Wales: Access to Banking

The Economy, Infrastructure and Skills Committee are seeking views on:

  • The current position regarding access to banking services in Wales, to include issues relating to financial inclusion and digital inclusion.
  • The variety of ways in which branch closures and access to free ATMs can affect local communities (for instance the impacts from a business, tourism, social, demographic and regeneration perspective).
  • To understand the potential process, benefits and challenges involved with establishing a community bank with multiple branches in Wales.
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LINK: Access to Cash Review

The Access to Cash Review, announced earlier this year by LINK, has launched a call for evidence. The review will be independently Chaired by the former Head of the Financial Ombudsman Service, Natalie Ceeney CBE and sponsored by LINK. The Review will be supported by a panel of consumer of industry experts who will consider and examine the future needs of consumers across the UK and provide recommendations on how the UK should best respond to the challenges, and opportunities of consumers’ evolving relationship with cash and payments over the next 15 years

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DCMS: Broadband Universal Service Obligations

The Department for  Digital, Culture, Media & Sport have launched a consultation on the specific design of a new broadband Universal Service Obligation, which will give household and business the right to request a broadband connection at a minimum speed of at least 10Mbps.

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British Banking Association: Access to Banking

The British Banking Association underwent an independent review of the Access to Banking Protocol. The Access to Banking Protocol was established last year and committed to a year-on review of its implementation. The Protocol details how banks should ensure sufficient access to banking in local communities following the closure of branches.

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